Sunday, 2 February 2014

1273636, Sanjay Kumar, F2, Q29 Is the Inflation harmfull for the economy.? Discuss

INFLATION

ITRODUCTION

Inflation is considered to be a sustained increase in the cost of living, or the general price level. It is important to recognise that there are two main causes of inflation: demand-pull and cost-push. The type of inflation experienced in the economy will be important to the extent to which it can be considered harmful. For example the implications of demand driven inflation are very different to the implications of cost-push inflation, such as the rising oil and food prices of 2008. The extent to which inflation is harmful is dependent on the cause of inflation and how substantial the increase in the price level is.

Inflation: What Is Inflation?

Inflation is defined as a sustained increase in the general level of prices for goods and services. It is measured as an annual percentage increase. As inflation rises, every dollar you own buys a smaller percentage of goods and services.
The value of a rupee does not stay constant when there is inflation. The value of a rupee is observed in terms of purchasing power, which is the real, tangible goods that money can buy. When inflation goes up, there is a decline in the purchasing power of money. For example, if the inflation rate is 10% annually, then theoretically a Rs.100 pack of gum will cost Rs.110 in a year. After inflation, your rupees can't buy the same goods it could beforehand.

Explaination

I would say depends on the causes: if it's due to demand shock (demand pull) then to some extent, it's considered a healthy sign (since it shows that the economy is growing). On the other hand, supply shock (cost push) is negative since it causes stagflation, where both output falls and price level increase. Common negatives: increasing uncertainty in consumer and investor's confidence, reducing purchasing power, hurt people on fixed incomes.

According to me

There are many advantages and disadvantages of the inflation.

Inflation is a measure of economy whether shrinking or growing but mostly inflation results in shrinking of the economy. It results in increase in prices of the day to day commodities. It also increases the interest rates, loans and other means by which the people are borrowing or lending money. Thus, hurting regular people more. It creates confusion, uncertainty leading to less investment and low international competitiveness. It leads to decline in income called as stagnant wage growth.

Inflation is not harmful as it acts as a symptom for growing economy.  Inflation allows prices of various commodities to adjust according to the budget of the consumers. It results in people or the seller making good amount of profit which in turn boosts the economy.


Conclusion

From the above discussion I conclude that inflation it is harmful for the economy because there are many negative impact of the inflation it impacts on the common people’s life. E.g.  increasing uncertainty in consumer and investor's confidence, reducing purchasing power, hurt people on fixed incomes.


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